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If you are planning to sell your current flat, please visit the HDB website to find out how to get a valuation on your property. With the UOB HDB Home Loan, you enjoy maximum interest savings, flexibility, convenience and a host of other benefits. The bank is powered by strong front line of customer service which can be reachable easily from anywhere around the country. You can as well reach the bank’s customer service from abroad by calling a specific number or sending your inquiries via electronic mails. Repayment can also be stretched over a period of up to 30 years, or up to 65 years of age . You can pay more than your monthly installment to save more interest.
But this is our philosophy and how we like to operate here at MortgageWise – to be totally transparent in our dealings with clients. More importantly, there are myriad of mortgage loan features out there to suit every situation and financial objective, some of which may not always be available from the current bank. Now that you have a good idea of your property value, find out the benefits you'll enjoy from taking up a UOB HDB Home Loan under compare rates & benefits. You can pay low monthly installments at the beginning of your loan tenure which will gradually increase to match your projected increase in income.
Insurance & Investment
If you need a quick response, it’s considerable to call the number shown on the procedure of how to contact UOB Bank above . Or, simply go to the nearest bank branch to get a help from the customer service officer directly. For a more tech-savvy method, reaching out via the bank’s social media is also doable. With all of the aforementioned hotlines and address, the bank will try to provide the quickest response towards your questions. Generally, you will get your answer within three business days this applies for enquiries sent via form. It may take longer if you write your questions through a letter.

Other benefitsSubmit your application online & our banker will be in touch with you to share more on our limited time promotional offers. Valid only for direct applications without third party referrals. T&Cs apply.Additional notesPromotional rates are available for a limited period and only valid for completed residential properties in Singapore, for your new purchase or refinancing from another bank/HDB. Subject to minimum loan size.Pegged to the 3-month Compounded SORA that is published onMAS' website.
#11. UOB Singapore City Plaza Branch
Settle into your home comfortably with our attractive home loan package. Enjoy interest savings through a promotional interest rate, cash rebate of S$2,000+ when you refinance, and enjoy a free package conversion after the loan lock-in period. This publication is strictly for information purposes only and shall not be transmitted, disclosed, copied or relied upon by any person for whatever purpose. This publication is not an offer, recommendation, solicitation or advice to buy or sell any investment product. Nothing in this document constitutes accounting, legal, regulatory, tax, financial or other advice.
Gain access to our Senior Property Specialists who are equipped with a wealth of industry experience to offer you financing advice and customised financing packages suited to your needs. When buying property , you need to engage a lawyer for legal contracts for the sale and purchase of the property . You can request your Lawyer to give you an estimate of such stamp fees, legal fees and disbursements that will be incurred in the purchase of the property . In addition to the property purchase price, you will have to make provision for the Legal Fee, Stamp Duty, Property Tax & Income Tax. 1Instant approval refers to a conditional approval for a UOB Property Loan, and is granted based on the information provided by the applicant.
#51. UOB Privilege Banking Centre – Raffles Place
If the permitted residential property purchased is under construction, you can opt to pay your instalments based on the disbursed loan amount until the Temporary Occupation Permit is issued. Thereafter the instalments will be calculated based on the outstanding over the outstanding loan duration. Since 2014, MortgageWise.sg has provided thought leadership in the mortgage planning space in Singapore, seeking to build trust with clients over the longer term rather than product-peddling for quick one-time deals. So, be it to refinance home loan, or if you are looking to buy Singapore condo, speak to our dedicated team of mortgage consultants here for the best home loan rates. The loan repayment schedule for the loan package that you have chosen is available in either hard copy or soft copy in the form of a home loan calculator on the bank's website. The BR can be changed by the bank anytime, by giving 30 days' notice, depending on market conditions and/or changes in the financial indicator against which the BR is benchmarked.

Enjoy a loan of up to 75% of the purchase price of your new property, or thevaluationof your new home, whichever is lower. Rates and benefits will only be confirmed upon issuance of Letter of Offer. We hope more clients would see the benefits of working with us over the long term . By supporting a mortgage comparison site, you are helping to make information transparent and ensuring that the dynamcis of a free market will continue to deliver lower rates and more bargaining power to the consumer.
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This 30-day notice requirement does not apply to home loans benchmarked against market indices. Although you can use the savings in your CPF Ordinary Account to pay down your monthly home loan installment, there is a limit. It is important that you know what your CPF Withdrawal Limit is, as you will need to pay your monthly mortgage amount in cash should you reach the cap. Provides up to 75% financing of the purchase price or valuation of your new property, whichever is lower. Rates and benefits will only be confirmed upon issuance of Letter of offer.

It is processed and approved by UOB, and is subject to the applicable terms and conditions, including the necessary documentation verification and completion. The information and services may contain bugs, errors, problems or other limitations. We have no liability whatsoever for your use of any information or service. United Overseas Bank is one of the Big 3 banks in Singapore incorporated in 1935, with headquarters in Singapore. It has an unrivalled presence in Southeast Asia with a global network of more than 500 offices.
Up to 35 years or 75 years of age at end of loan tenor, whichever is earlier, and remaining lease of at least 30 years at the end of loan tenor. Enjoy flexible options to pay down your loan partially or customise your loan to ensure you get the most out of it. Apply for a UOB Property Loan online and obtain instant approval1 within minutes. Get up to S$3,000 worth of rewards when you refinance with us or up to S$800 gift card when you take up a new loan.
For example, if you purchased your HDB flat at $500,000 and its valuation at the point was $530,000, the Valuation Limit will be $500,000. This means that your Withdrawal Limit will be $600,000, or 120 per cent of the Valuation Limit. With UOB Instant Home loan approval, you can get an in principle approval online, in the comfort of your home within minutes.
As a reminder, UOB will never direct you to a website asking for your personal banking details, including OTP or Card PIN. For example, if you are 25 years old now and buying a freehold property, the maximum loan period is 35 years. The loan duration plus the age of the applicant must be less than or equal to 75 years. Click on "APPLY NOW" to apply for a new UOB Home Loan with forms pre-filled by retrieving your personal information with MyInfo. Choose from a range of competitive pricing packages with support from our dedicated mortgage bankers.
Aside from sending the form, another method is to directly visit the bank itself and ask for the customer service to help. With a UOB Home Loan, you can obtain financing of up to 80% of the purchase price or valuation price, whichever is lower. With UOB International Home Loan, not only will you enjoy greater flexibility in financing your home loan, you will also benefit from lower monthly instalments and bigger cash flow to accommodate life's greatest pleasures.
Valuation subsidy is subject to clawback if the loan is repaid in full within 3 years from 1st loan disbursement date. If you already have an existing residential property loan, the refinancing is up to 100% of your loan outstanding, or 90% of the property market value, whichever is lower. If this is your first housing loan in Singapore, the financing is up to 75% of the purchase price or property market value, whichever is lower. Above rates quoted are indicative and valid for completed residential properties in Singapore, for new purchase or refinancing from another bank/HDB. Promotion is only valid for Private Residential Property, for new purchase or refinancing from another bank and selected loan packages only.
